What are the connection types in Smart Connect?

There are two connection types within Smart Connect: Standard, and OAuth.

Standard Connection:

A standard connection requires a username and password to establish a connection.  For some business accounts, you might need to provide a customer id in addition to username and password. 

Enter the username and password. 

Or you will be asked to enter the customer ID, username, and password.

OAuth Connection:

An OAuth connection is similar to a standard connection where it requires a username and password to connect. However, OAuth connections use a token to establish the connection. It is becoming more common for institutions to require OAuth in order to gain data access. When you’re establishing an OAuth connection, it will appear as if you’re logging into the bank directly.